DESIGNED FOR FARMERS
HEALTH PLAN SAVINGS WITH FBN HealthSM
FARMERS BUSINESS NETWORK members can now access an affordable solution for their group health coverage through FBN Health, a partnership between Farmers Business Network and Lifestyle Health Plans. FBN Health makes available lower cost health coverage that gives you greater freedom of choice to cover your family and your farm employees. With the key features of integrated wellness, care coordination, and disease management, FBN Health is a strategic approach to managing your healthcare costs while still enjoying great benefits!
GROW BEYOND TRADITIONAL HEALTH PLANS
With FBN Health, farmers and their families can take advantage of economies of scale pricing for the Lifestyle Health Plans group health program. By harnessing the buying power of FBN membership, we’ve reduced administrative costs and can pass those savings straight on to you! It’s time to grow beyond traditional group health products for a more strategic approach tailored to FBN member needs. Improve your bottom line and enjoy great benefits with FBN Health and Lifestyle Health Plans.
Premium savings averaging 5-15% from traditional health insurance plans, thanks to our level-funded group medical plans
Extensive provider networks in communities across the country
Freedom to choose among four different health plan designs for you and your farm employees
Up to a $500 deductible credit for wellness program participation and engagement
Proactive cost management features integrated to control costs and save you more over time
24/7/365 telemedicine, outpatient lab, diabetic supplies and Rx benefits included
SEE IF FBN Health CAN LOWER YOUR COSTS
SAMPLE MEDICAL RATES
Each member group will go through medical underwriting to provide the most competitive, group-specific rates. Through FBN Health, members have access to Lifestyle Health’s dedicated service team is staffed by licensed health benefit experts tasked with helping you make the right coverage decisions for your family and operation. Questions? See our FAQs.
Final premiums may be higher or lower based on underwriting results.
optional Dental Benefits
With medical coverage through FBN Health, members can also add dental coverage through Lifestyle Dental and Aetna Dental Access® / Aetna Administrators®. The DentalCare 1000 Plan is designed to offer all that you will need in terms of prevention, basic and major dental procedures, as well as orthodontia. Coverage up to a benefit year maximum of $1,000 per covered person.
optional Vision Benefits
Why stop at medical and dental? Through FBN Health, members have access to the VisionCare 120 Plan through Lifestyle Vision and VSP®. This plan is your answer to competitive vision coverage - including coverage for annual eye exams, lenses, frames and contact lenses. Coverage up to a benefit year maximum of $120 per covered person.
FBN Health is currently available in 21 states (AL, AR, CO*, IL, IN, IA, KS, KY, LA, MI, MO, MS, NE, ND, OH, OK, SD, TN, TX, WA, WI), and Minnesota and Montana are coming soon. (*Note: CO groups have specific participation requirements, contact us for more information.)
If you are an FBN member with at least 2 full-time employees, and have your own Tax ID Number (FEIN), find out today if FBN Health can save you money. Questions? See our FAQs.
If you are not yet an FBN member but are interested in FBN Health, contact us anyway - Lifestyle Health will provide you a quote for your health benefits and will follow up about membership.
Getting a Lifestyle Health Plans proposal for your operation has never been easier. If you’re ready to take the first step, access the employer application to get started by selecting the Apply Now button below:
To learn more about our program-specific rates, please use the email address you use to login at FBN.com in order to access our pre-negotiated pricing. Questions? See our FAQs.
Thank you for your interest - A LICENSED AGENT will respond to your inquiry within 24 hours. Note that FBN Health has no enrollment deadline.
LEARN MORE BY CALLING: (877) 892-3303
OR Email US using the form below:
FORMS & RESOURCES
Once you've filled out the the contact form above or called to learn more, you will be walked through the next steps in getting a quote to see if FBN Health is right for you. For a firm rate quote, you and any farm employees that are part of your operation will be asked to complete the below health questionnaire.
In The Press
We're excited about our program and we're not the only ones. Check out the latest press on the growth of this value-added FBN Member benefit!